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Deposit programs
Deposits

Bank accounts that are yours to own

Launch FDIC-insured deposit products that match your brand and business model. Full control over the experience. Full control over the economics.

  • FDIC-insured savings and checking accounts
  • DDAs and mobile wallet integrations
  • Full control over the customer experience
  • Full control over your program economics

Key Deposit Features

Everything you need to launch and scale

External Account Linking

Let customers fund their accounts from external sources. Fast, compliant, and seamless.

Sub Accounts

Give customers the flexibility to organize their money across multiple accounts—all under your brand.

Bill Pay

Enable bill payments directly from accounts. Keep customers engaged in your product.

Mobile Check Deposit

Customers deposit checks with their phone. No branches needed. Full compliance built in.

A2A Transfers

Move money between accounts instantly. Your infrastructure, your control.

Interest on Deposits

Offer competitive interest rates to encourage saving. You set the strategy.

All the tools to manage your program

Use the Spidr Dashboard or our APIs to manage all aspects of your program, including:

  • Freezing and unfreezing accounts
  • Editing customer records
  • Charging or Refunding customer fees
  • Support customer initiated disputes
  • Accessing key reports
  • Managing KYC, fraud, and AML cases
Spidr Dashboard

Ready to launch faster?

Tell us about your program. We'll show you how Spidr gets you to market in a fraction of the time.